Hotels, lodging, restaurants, and food-service operators
Hotel, restaurant, and hospitality equipment financing in Canada
Finance the equipment that supports the guest stay, property operations, food service, and revenue experience while preserving working capital for staff, inventory, maintenance, and growth.
Guest rooms to kitchens commercial equipment
Lease for as little as $5,000 and no preset maximums
Within 24 hours target for decisions on complete applications
Hospitality equipment financing in Canada
Finance the equipment behind the property and every guest experience
Hotel, restaurant, and hospitality equipment financing helps Canadian hotels, motels, inns, resorts, restaurants, cafes, caterers, and other commercial hospitality operators acquire eligible equipment through scheduled payments. Lease2Grow works with a lender network to structure financing around the property, operating business, equipment package, project costs, and timing.
Equipment categories
Equip the guest rooms, property operations, kitchen, and service floor
Guest-room equipment
Eligible beds and furniture, televisions, in-room refrigeration, climate-control units, and guest-room technology.
Laundry and housekeeping
Commercial washers, dryers, ironing and linen equipment, floor-care machines, carts, and cleaning systems.
Access, security, and property technology
Electronic locks, access control, surveillance, communications, Wi-Fi hardware, and property-management equipment.
Amenities and meeting spaces
Fitness equipment, audiovisual systems, conference technology, business-centre equipment, and eligible guest amenities.
Cooking and food preparation
Ovens, ranges, fryers, grills, mixers, processors, prep tables, and commercial production equipment.
Refrigeration and cold storage
Walk-in coolers, reach-in refrigerators, freezers, ice machines, beverage systems, and display refrigeration.
Warewashing and sanitation
Commercial dishwashers, glasswashers, sinks, water treatment, waste-handling, and sanitation systems.
Point-of-sale and ordering
POS terminals, self-service kiosks, kitchen displays, ordering hardware, payment technology, and eligible operating systems.
Plan around the property
Protect cash flow while upgrading rooms, operations, and service capacity
Preserve renovation and operating cash
Keep more liquidity available for payroll, inventory, maintenance, marketing, leasehold work, and the ramp-up period around an opening or property refresh.
Replace equipment without delaying service
Address failed, outdated, or capacity-limiting equipment across rooms, housekeeping, laundry, kitchens, and guest areas.
Coordinate a multi-system project
Group eligible equipment from multiple property areas and consider documented freight, installation, software, and training costs.
Use a broader lender network
The Lease2Grow team can approach lenders familiar with lodging properties, restaurant operations, seasonal demand, and mixed-equipment projects.
Financing routes
Support a property opening, renovation, equipment replacement, or vendor sale
Lease-to-own financing
Acquire eligible lodging, guest-service, restaurant, or property equipment through scheduled payments with a documented path to ownership.
Equipment refinancing
Use equity in qualifying equipment already owned by the hospitality business to explore access to working capital.
Vendor equipment financing
Hospitality equipment vendors can offer qualified customers a financing path at the point of sale without becoming the lender.
A complete hospitality equipment file
Connect the equipment package to the property plan
01
Define the project
Provide equipment vendor quotes, an itemized equipment list, total project cost, and expected delivery or installation timing.
02
Describe the property and operation
Share ownership, time in business, location, revenue information, room count or service capacity, seasonality, and whether the project supports an opening, renovation, or replacement.
03
Review lender options
The Lease2Grow team evaluates the transaction and presents it to lending partners suited to the business, property, and equipment package.
04
Complete documentation
Finalize approval conditions, documentation, insurance if required, and delivery or acceptance steps.
Hotel, restaurant, and hospitality financing questions
Answers for operators planning a property or equipment investment
What hotel and lodging equipment can be financed?
Eligible requests may include guest-room equipment, commercial laundry and housekeeping systems, access and security technology, communications hardware, fitness or conference equipment, and restaurant or food-service equipment. Eligibility varies by asset, equipment vendor, transaction, and lender.
Can hotel and restaurant equipment be combined in one financing request?
A mixed equipment package may be considered when the items, vendors, project costs, delivery schedule, and intended business use are clearly documented. The structure depends on equipment eligibility and lender requirements.
Can used or refurbished hospitality equipment be financed?
Eligible used or demonstration equipment may be considered. A lender may review the equipment vendor, age, condition, useful life, warranty, and valuation.
Can a new hotel, restaurant, or renovated property apply?
Qualified startups, new locations, and renovation projects may be considered. Lenders may request a business plan, project budget, ownership information, relevant operating experience, and additional supporting documents.
How much can a hospitality business lease?
Lease2Grow considers equipment financing requests from as little as $5,000 with no preset maximum. The approved amount depends on the applicant, property or operation, equipment package, documentation, and lender.
Plan the next opening, renovation, or upgrade
Put the right property and service equipment to work
Send the equipment vendor quotes, project costs, and timing. A member of the Lease2Grow team will help you explore an appropriate financing route for the lodging, restaurant, or mixed hospitality operation.
Lease2Grow is affiliated with Affiliated Financial Services. Financing is subject to lender approval, documentation, equipment eligibility, and applicable terms and conditions.