Gyms, studios and fitness businesses
Commercial gym equipment financing in Canada
Open, expand, or refresh a fitness facility while preserving cash for the space, people, marketing, and member experience that make the equipment productive.
Eligible new or used equipment
Financing can be considered for equipment from dealers, vendors, and qualifying private sales.
Lease for as little as $5,000
No preset maximums. Approval depends on the business, equipment, and transaction.
Decisions targeted within 24 hours
For complete applications with the supporting information required by the lender.
Equipment financing for the way you operate
Build the equipment package around the fitness business.
Commercial gym equipment financing helps Canadian fitness businesses acquire eligible equipment through scheduled payments. Lease2Grow reviews the quote, facility, ownership, business stage, and complete project before approaching appropriate lenders.
Eligible equipment
Equipment for gyms, studios, and training facilities
Cardio
Treadmills, bikes, rowers, ellipticals, steppers, and connected cardio systems.
Strength
Selectorized machines, racks, rigs, benches, plates, and free-weight systems.
Functional training
Turf, sleds, cable systems, storage, and functional-training equipment.
Studios
Cycling, Pilates, yoga, boxing, group-training, and boutique studio equipment.
Assessment and recovery
Eligible testing, body-composition, recovery, and member-support equipment.
Facility systems
Access control, laundry, audiovisual, lockers, and eligible operating equipment.
Business benefits
Invest in the member experience without draining launch capital.
Preserve cash for the facility
Keep more capital available for leaseholds, deposits, hiring, marketing, and opening expenses.
Package the equipment floor
Finance a coordinated mix of eligible cardio, strength, studio, and support equipment.
Support expansion
Add capacity, a new program, or another location with a documented business case.
Consider new or used equipment
Present eligible used or refurbished commercial fitness assets for lender review.
Financing paths
A financing path for the facility and its stage.
Lease-to-own financing
Acquire eligible commercial fitness equipment with scheduled payments and an ownership path.
Startup fitness financing
Present owner experience, investment, facility plan, memberships, and contracts as a complete early-stage file.
Vendor equipment financing
Help fitness equipment vendors offer customers a financing route alongside the equipment proposal.
How it works
Connect the equipment floor to the operating plan.
01
Define the package
Provide equipment quotes, installation, freight, facility location, and opening or upgrade date.
02
Describe the business
Share ownership, experience, memberships or projections, revenue, and available financial information.
03
Review lender fit
The Lease2Grow team approaches partners suited to the business stage and equipment.
04
Complete installation
Finalize conditions, documentation, insurance if required, delivery, and acceptance.
Frequently asked questions
Questions about commercial gym and fitness equipment financing
Can a new gym or studio qualify?
Startups may be considered case by case. Owner experience, invested capital, location, lease, presales or contracts, credit, and the equipment package can affect the review.
Can used commercial gym equipment be financed?
Eligible used or refurbished equipment may be considered based on seller, age, condition, value, warranty, and useful life.
Can freight and installation be included?
Eligible freight, installation, and related project costs may sometimes be included with the equipment transaction, subject to lender review.
Is this financing available for home gym equipment?
Lease2Grow arranges commercial financing for businesses. Consumer or personal-use home gym purchases are outside the intended scope.
Build the next fitness space
Put the equipment package and facility plan in one file.
Share the equipment quote, business stage, location, and timing. The Lease2Grow team will help identify a suitable lender path.
Lease2Grow is affiliated with Affiliated Financial Services. Financing is subject to lender approval, documentation, equipment eligibility, and applicable terms and conditions.