Construction and heavy equipment
Heavy equipment financing for Canadian construction businesses
Acquire the machinery your crews need while keeping working capital available for payroll, materials, and the next project.
New or used equipment
Lease for as little as $5,000and no preset maximums
Within 24 hours target for decisions on complete applications
Heavy equipment financing in Canada
Put productive equipment to work without a large upfront purchase
Heavy equipment financing is a commercial funding arrangement that helps a Canadian construction business acquire machinery such as excavators, loaders, cranes, and site equipment through scheduled payments. Lease2Grow shops a lender network and can structure a Lease-to-own path for eligible new or used equipment, subject to credit review, documentation, and equipment approval.
Equipment we can consider
From the first excavation to final site work
Excavation
Excavators, backhoes, trenchers, and compact excavating equipment.
Earthmoving
Wheel loaders, skid steers, bulldozers, graders, and articulated haulers.
Lifting and access
Cranes, telehandlers, forklifts, aerial lifts, and material-handling equipment.
Road and concrete
Pavers, rollers, compactors, concrete pumps, mixers, and finishing equipment.
Site support
Compressors, generators, pumps, lighting towers, and portable job-site systems.
Specialized and used assets
Trade-specific machinery and eligible used equipment from dealers or private sellers.
Built around the job
Financing that respects construction cash flow
Preserve working capital
Keep more cash available for labour, materials, bonding requirements, and operating surprises instead of committing it all to one asset.
Match cost to production
Spread equipment cost over time while the asset is being used to complete contracts and generate revenue.
Move when opportunity appears
Replace a failing unit, add capacity for a confirmed project, or act on a suitable used machine without waiting for a bank cycle.
Shop the lender network
The Lease2Grow team reviews the business, equipment, and transaction, then approaches lenders suited to the file instead of forcing one institution’s template.
Three ways to structure the need
Choose the financing path that fits the equipment decision
Lease-to-own financing
Acquire eligible equipment through predictable payments with a defined path to ownership at the end of the term.
Equipment refinancing
Use equity in qualifying equipment already owned by the business to release capital for operations or the next investment.
Vendor equipment financing
Dealers and suppliers can offer customers a financing route while keeping the equipment sale moving.
What helps us review the file
A clear application keeps the decision moving
01
Identify the equipment
Provide the quote, invoice, or listing, including year, make, model, price, and seller.
02
Describe the business
Share time in business, ownership details, revenue information, and how the equipment will be used.
03
Review the structure
The Lease2Grow team assesses the transaction and presents it to suitable lending partners.
04
Complete documentation
Once approved, final documents and any delivery or acceptance requirements are completed.
Heavy equipment financing questions
Practical answers before you apply
Can Lease2Grow finance used heavy equipment?
Yes, eligible used equipment can be considered. The lender will review factors such as age, condition, value, seller, intended use, and the strength of the business.
What lease amounts can Lease2Grow arrange?
Lease for as little as $5,000 and no preset maximums. The approved amount depends on the applicant, equipment, transaction, and lender.
How quickly can I receive a decision?
The target is a decision within 24 hours after a complete application and supporting information are received. Larger or more complex transactions may require additional review.
Can freight, installation, or training be included?
Eligible soft costs may sometimes be included with the equipment transaction. Availability depends on the lender, the equipment, and the overall structure.
Build capacity without draining cash
Put the next machine to work
Send the equipment details and your business information. A member of the Lease2Grow team will help determine which financing route is worth pursuing.
Lease2Grow is affiliated with Affiliated Financial Services. Financing is subject to lender approval, documentation, equipment eligibility, and applicable terms and conditions.