Truck and trailer commercial financing
Truck and Trailer Commercial Financing
Finance trucks, trailers, fleet vehicles, and specialized transport equipment without tying up the cash needed to keep the operation moving.
New or used commercial vehicles
Broker-led lender matching
Within 24 hours target for decisions on complete applications
Truck financing in Canada
Acquire revenue-producing vehicles with a structure built for business
Truck financing is commercial equipment financing used by Canadian businesses to acquire vehicles and transport assets through scheduled payments rather than a full upfront purchase. Lease2Grow can arrange Lease-to-own financing for eligible new or used commercial trucks, trailers, and specialized vehicles by matching the transaction with suitable lending partners.
Vehicles and transport assets
Financing for the equipment that carries the business
Highway trucks
Day cabs, sleeper tractors, straight trucks, and vocational units.
Trailers
Dry vans, flatbeds, refrigerated trailers, dump trailers, and specialized configurations.
Service and fleet vehicles
Cargo vans, cube vans, service bodies, light-duty commercial trucks, and fleet additions.
Specialized transport
Tankers, tow trucks, vacuum trucks, buses, and purpose-built commercial vehicles.
Material movement
Yard tractors, forklifts, loading equipment, and related fleet support assets.
Used vehicles
Eligible used trucks and trailers purchased from dealers or private sellers.
Keep the operation moving
A financing approach built around uptime and cash flow
Protect operating liquidity
Keep more cash available for fuel, insurance, payroll, maintenance, and working-capital swings.
Add capacity deliberately
Finance a replacement unit, add a route, or expand a fleet when the business case supports the move.
Structure the whole acquisition
Eligible vehicle, body, trailer, and related implementation costs may be considered within one transaction.
Reach beyond one bank
A broker can present the file to lenders that understand commercial vehicles, equipment values, and operating businesses.
Financing routes
Support an acquisition, refinance an owned asset, or help a customer buy
Lease-to-own financing
Use scheduled payments to acquire an eligible commercial vehicle with a defined path to ownership.
Vehicle and equipment refinancing
Release capital from qualifying trucks, trailers, or equipment already owned by the business.
Vendor equipment financing
Truck dealers and equipment suppliers can connect qualified buyers with a structured financing process.
What to prepare
Give the lender a complete view of the vehicle and the business
01
Share the vehicle details
Provide the purchase quote or listing, VIN when available, specifications, mileage, price, and seller.
02
Explain the operation
Outline the business, routes or contracts, time in business, revenue, and intended vehicle use.
03
Match the lender
The Lease2Grow team reviews the file and approaches lenders whose criteria fit the transaction.
04
Finish the conditions
Complete the approval conditions, documents, insurance requirements, and delivery confirmation.
Truck financing questions
What Canadian operators commonly ask
Can you finance used commercial trucks and trailers?
Yes, eligible used assets can be considered. Age, mileage, condition, seller, valuation, and intended use may affect the available structure.
Do you work with owner-operators and newer businesses?
Applications are reviewed on their full merits. Time in business, commercial experience, contracts, cash flow, credit, down payment, and the equipment all influence lender options.
How quickly can I receive a decision?
Lease2Grow targets a decision within 24 hours once the application and requested supporting information are complete. Complex files can take longer.
Can the truck body or specialized upfit be financed too?
Often, an eligible body, upfit, or related equipment can be considered with the vehicle. The final structure depends on the lender and supporting documentation.
Ready for the next unit
Keep cash in the business and equipment on the road
Share the vehicle details and the reason for the acquisition. A member of the Lease2Grow team will help you identify a practical next step.
Lease2Grow is affiliated with Affiliated Financial Services. Financing is subject to lender approval, documentation, equipment eligibility, and applicable terms and conditions.